Health Insurance Plans
At Citadel Insurance Group, we help you navigate private insurance options that can offer flexibility and be matched to your specific healthcare needs.
Flexible Health Insurance Options
When you are ready to purchase health insurance on your own (rather than through an employer plan or a government plan), it can be difficult to figure out your available options and the potential costs. We are here to help you understand the possibilities that support your healthcare needs.
We offer a variety of fully customizable plans with no copays and no deductible, so that you can get the benefits of insurance day 1 without having to pay out-of-pocket first.
We also specialize in plans that offer rate lock periods so you don't have to worry about your premium jumping up to due to a claim, and plans with guaranteed renewability.
In addition, these plans can include comprehensive medical coverage if you face major health issues like cancer, a heart attack, a stroke, or any significant hospitalization. After a $3,000 deductible is met, 100% of incurred expenses for covered sickness and bodily injury is paid.
These healthcare plans can be paired with
supplemental insurance options to provide a broader net of coverage and security.
Why Consider These Health Insurance Options?
For many people, the appeal of this type of insurance lies in its accessibility and simplicity. With an easier qualification process and flexible plan structure, these private insurance plans can offer a practical pathway to coverage when other options feel out of reach. It can help provide peace of mind by giving you a way to address routine care and unexpected health needs, all while working within your budget.
We offer guaranteed issue plan options, which may be especially valuable for those who have been declined or limited by traditional plans due to health history.
As with any plan, benefits, exclusions, and availability can vary, so reviewing the details with a licensed agent is an important step in finding the right fit for your situation.
We are here to help you. Contact us today!